Acceptance
By accessing or using NF//FA, you agree to these Terms of Use and the Financial Disclaimer and Privacy Policy incorporated by reference. If you do not agree, do not use the site.
Eligibility
You must be at least 18 years old and legally able to enter into these terms. The site is directed to users in the United States and is not offered where its use would violate applicable law.
Educational service
NF//FA provides general educational content and mechanical market-data tools. It does not provide personalized advice, determine suitability, manage assets, connect to brokerage accounts, or execute trades. The complete limitations in our Financial Disclaimer apply to every page and feature.
Permitted use
You may use the site for personal, noncommercial education, subject to these terms. You agree not to:
- Use the site for unlawful, fraudulent, manipulative, or abusive activity.
- Attempt to bypass access controls, probe security, disrupt service, or introduce malicious code.
- Scrape, copy, resell, sublicense, or redistribute substantial site content or market data except where law permits it.
- Misrepresent NF//FA output as personalized advice, a guaranteed result, or an instruction to trade.
- Use automated access in a way that burdens the service or violates a data provider's rights.
Accounts and beta access
Some features may require beta credentials or other access controls. You are responsible for protecting any credentials issued to you and for activity under them. We may modify, suspend, or end beta access at any time, including to protect the service, users, or data-provider obligations.
Third-party services and data
The site may rely on third-party hosting, market-data, analytics, and other services. Third-party terms and privacy practices may apply. We do not control third-party sites or guarantee the accuracy, availability, legality, or continued supply of their content or data.
Intellectual property
The site design, original text, software, organization, and branding are owned by or licensed to NF//FA and are protected by applicable intellectual-property law. Names, data, and materials belonging to third parties remain the property of their respective owners. No rights are granted except the limited permission to use the site under these terms.
No warranties
To the fullest extent permitted by law, the site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, secure, current, accurate, complete, or free of harmful components, or that any output will meet your needs.
Limitation of liability
To the fullest extent permitted by law, NF//FA and its operators, contributors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, trading losses, or loss of opportunity arising from or related to the site. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
Indemnity
To the extent permitted by law, you agree to defend, indemnify, and hold harmless NF//FA and its operators from claims, liabilities, damages, and expenses arising from your unlawful use of the site or material violation of these terms.
Changes and termination
We may change the site or these terms. Material changes will be reflected by an updated effective date and, when appropriate, additional notice. Continued use after revised terms become effective constitutes acceptance. We may suspend access when reasonably necessary to enforce these terms or protect the service.